GROUP HOSPITALISATION & SURGICAL

This includes hospital bills for both inpatient and outpatient treatment which are incurred by your employees, their spouse, and their children.

GROUP CRITICAL ILLNESS

In the event of a diagnosis of critical illnesses, your employees will be entitled a lump-sum payment.  The sum could be used to cover daily living expenses or to spend on other medical-related costs such as therapy and health supplements.

GROUP TERM LIFE

This would alleviate possible financial issues which the family members of your employees may face as a result of income loss due to their death, total and partial permanent disability in the event of an accident or an illness. 

KEYMAN

This insures the risk of potential financial losses to your business in the event of death, total and partial permanent disability of a key person or key persons to your business. The funds can be used to find a suitable replacement of the key person and thus, ensure the continuity of your business.