PERSONAL ACCIDENT

Personal Accident is a complementary coverage to your life insurance as it enhances one’s sum assured significantly at an affordable price. Personal Accident provides monetary payouts in the event of an accidental death, permanent disability, reimburse medical expenses caused by an accident, infectious diseases or acts of crime.

MOTOR INSURANCE

Motor Insurance compensates losses arising from theft, damages due to accident / fire,  third party death or bodily injuries inflicted by motor vehicles.
It includes legal liability of passengers (LLOP) which protects from any third-party claims against you for the actions of your passengers. The coverage is mandatory to all car owners by regulation and it is important to make sure that LLOP is covered if the motor vehicle is often driven across bordering nations such as Singapore and Thailand.

HOME INSURANCE

Home Insurance compensates losses to homeowners in the event of damages to house structure such as walls, roof, fixtures & fittings, garages, gates, and fences; home contents such as furnitures resulting from  fire, lightning, domestic explosion, collision from aircraft, vehicles, bursting of pipes and water tanks, flooding, theft, hurricane and wind storm.
If you are a landlord, you may extend the coverage to mitigate the risk of loss of rent due to malicious damage by tenants or caused by fire.